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More Vandalism

We had another incident of vandalism on the West side, specifically on West Creek. We had a game camera located part way along the fence so we can see who keeps running into and damaging the new fence.  Sometime earlier this week, someone took what appears to be a hammer or heavy bar to it and caused a lot of damage to the metal security box around the camera.

This metal box did its job, the camera still works, although a bit worse for wear and we do have some rather good pictures of people who seemed interested in the camera’s location.  We will have to purchase another metal security box for this camera and we will relocate it where it is much less accessible.

Here is what they did:

Camera Damage 2 Camera Damage

Farmers Market Opens this Weekend

Farmers Market Opens and Strollin’ with the Mayor
The Grand Prairie Farmers Market will officially open for business at 8 a.m. on Saturday, March 28, for the 2015 season.  In addition to locally grown vegetables, meats, honey, pasta, spices, tamales and more, exciting activities are planned to kick off the season.

  • USA Olympian and native Texan Johnny Quinn will make a special appearance.
  • The market will feature live music and entertainment.
  • Grand Prairie Mayor Ron Jensen invites residents to join him for a stroll downtown.  The Strollin’ with the Mayor event, beginning at 8:30 a.m., features a two-mile walk through the downtown area, beginning and ending at Market Square.  Mayor Jensen plans to announce future dates for the 2015 Cyclin’ with the Mayor program.  The Cyclin’ with the Mayor bike rides are planned for April through November as part of the Get Fit GP community health initiative.
  • Numerous groups – including various city departments and Get Fit GP – will have booths at Market Square.  Don’t miss the Parks, Arts and Recreation department’s photo booth!
Farmers Market will be open every Saturday, March 28 to December 19 from 8 a.m. to 1 p.m. at Market Square, 120 W. Main St.  For more information, call 972-237-4599.

Recent Vandalism on the West Side

We have had a report of vandalism on the West side of the property, where a homeowner’s vehicle has been targeted a few times.  We have contacted the Grand Prairie Police and have requested periodic patrols throughout both sides of the subdivision. The main problem we have is that we cannot control who does or does not drive through the property; while our subdivision is Private Property and is fully marked as such, it is often used for a shortcut or for people to park off of the beaten path to do whatever it is that they do.

Short of adding our own paid Security patrol, something that could result in a dues increase or a special assessment, all we can do at the moment is ask all of our homeowners to report suspicious activity to the Police. This would include loitering, frequent short-term visitors to the same property and other obviously dubious activities.

This is our home and we all need to get involved.

 

A Clarification on Homeowners Insurance

We have had several questions recently about  “Master Policy”, something that apparently Condominiums carry, wherein they insure the structures and the homeowner/tenant insures the contents.  I have had several insurance agents argue this point as they believe this is a Condo association, which it is definitely not. We are a Subdivision HOA.

One homeowner said that it looked like the Declaration (C&R) eluded to a Master Policy in this paragraph:

5.1 Association Insurance. The Association shall have the authority to and shall obtain or cause to be obtained insurance for all insurable improvements which the Association is obligated to maintain, whether or not located on the Common Property. This insurance shall provide, at a minimum, fire and extended coverage, including vandalism and malicious mischief, and shall be in an amount sufficient to cover the full replacement cost of any repair or reconstruction in the event of damage or destruction from any such hazard. Alternatively, the Board may purchase “all-risk” coverage in like amounts.

At first glance, this seems to say that any “improvement” the Association is “obligated to maintain” might just include the individual townhouses. It does use phraseology that might make one think so, but this is not the case. Farther down the Declaration a bit this point is clarified:

5.2 Individual Insurance. By virtue of taking title to a Lot, each Owner acknowledges that the Association has no obligation to provide any insurance for any portion of any Lot, and each Owner covenants and agrees with all other Owners and with the Association that each Owner shall carry property insurance on his Lot and all structures constructed thereon and a liability policy covering damage or injury occurring on the Lot.

I do hope that anyone who has not provided proper proof of insurance does so soon.

Mandatory Homeowners Insurance

We still do not have proof of cost-to-replace insurance (Renters or Condo insurance is not sufficient) on a number of properties, despite having sent several notices and warning letters.

We will continue to impose fines (which are classified as Assessments) on those homeowners who either cannot or will not provide the required proof they have the mandatory coverage specified in our Declaration. As a reminder, all assessment fines left unpaid are added to member accounts and will result in an Assessment Lien on your property.

While we are reluctant to place significant fines against homeowners, they must understand that as homeowners in this HOA, they must have proper home insurance and demonstrate that they do. Fines can be assessed at $250 per week and $1000 per month for any violation of our Declaration (see Fines and Enforcement Policy).