Category: Information - page 36

A Clarification on Homeowners Insurance

Posted on by Don Ryan

We have had several questions recently about  “Master Policy”, something that apparently Condominiums carry, wherein they insure the structures and the homeowner/tenant insures the contents.  I have had several insurance agents argue this point as they believe this is a Condo association, which it is definitely not. We are a Subdivision HOA.

One homeowner said that it looked like the Declaration (C&R) eluded to a Master Policy in this paragraph:

5.1 Association Insurance. The Association shall have the authority to and shall obtain or cause to be obtained insurance for all insurable improvements which the Association is obligated to maintain, whether or not located on the Common Property. This insurance shall provide, at a minimum, fire and extended coverage, including vandalism and malicious mischief, and shall be in an amount sufficient to cover the full replacement cost of any repair or reconstruction in the event of damage or destruction from any such hazard. Alternatively, the Board may purchase “all-risk” coverage in like amounts.

At first glance, this seems to say that any “improvement” the Association is “obligated to maintain” might just include the individual townhouses. It does use phraseology that might make one think so, but this is not the case. Farther down the Declaration a bit this point is clarified:

5.2 Individual Insurance. By virtue of taking title to a Lot, each Owner acknowledges that the Association has no obligation to provide any insurance for any portion of any Lot, and each Owner covenants and agrees with all other Owners and with the Association that each Owner shall carry property insurance on his Lot and all structures constructed thereon and a liability policy covering damage or injury occurring on the Lot.

I do hope that anyone who has not provided proper proof of insurance does so soon.

Homeowners Insurance, Information

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More Easement Damage

Posted on by Don Ryan

When we were out picking up trash this morning, I noticed a large number of ruts along the easements on the East side. I had thought that people couldn’t see the street because of the snow last week. But, what it turned out to be after later inspection, it’s the USPS letter carrier driving along and putting mail into mail boxes, like he was running a rural delivery route.

There is a LOT of damage to our easements, and I am taking this up with the local Postmaster. If anyone sees someone driving on our common areas or easements, please call the Office.

Common Area Damage, Information

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Again, Why do people do this??

Posted on by Don Ryan

One thing certain when the snow falls, it leaves really good tracks when people drive over it.  It would be somewhat understandable if this person did not know the property well; but, these are repeats of tracks made when there was no snow and when it was readily apparent that they were driving across the common area. There is no excuse for this, other than whoever is doing this doesn’t care. This individual ended up on West MC Drive, near where it joins West Creek. Whomever this is, they need to confine their driving to the streets, not the grassy common areas.

Snow tracks

Common Area Damage, Information

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The Office Will Be Closed

Posted on by Don Ryan

We are currently organizing the required information for our Audit of 2014.  We need to get this information gathered and available to the CPA as soon as possible. In order to accomplish this, we need to reduce distractions and interruptions to this process. In an effort to fulfill this task in an expedient manner, the Office will be closed on March 2 and will reopen on March 5th.  If we get the Auditor’s requests done earlier, we will notify you.

Please place your March assessments in the drop box located to the left of the front door. The front door will remain locked to prevent interruptions. We will continue with work orders as presented and if you have an emergency such as a backed up sewer or a water leak in common areas, call the Emergency phone number. We will listen to messages left on the Office phone as time permits during the day.

Thank you for your understanding as we complete the 2014 Audit.

 

 

Information

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2015 Annual Meeting, March 26th at The Summit

Posted on by Don Ryan - Updated

Our 2015 Annual Meeting will be held on March 26, 2015 at The Summit, located at 2975 Esplanade, Grand Prairie. The meeting will be in Ballroom #2 (B) and will be held from 7 PM to 9 PM. The Cafe is open for refreshments. Map and floor plan are below (click for larger images).

We will be sending out document packets next week with information on those homeowners interested in the 1 Board position available and Proxy Vote forms.

 

Summit_map
Map to The Summit, South of 303, off Warrior Trail.
Summit_floorplan_1
Floor Plan, The Summit. Ballroom #2 (B) is to the left of main entrance.

 

Events, Information

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West Mountain Creek Drive and the TRA

Posted on by Don Ryan - Updated

We had a visit by a Jet Truck owned by the Trinity River Authority and here is the aftermath. They were accessing one of their manholes that leads to the primary sewer lines, which they take care of on a regular basis. The problem here is the ground was wet and their truck was heavy.

I have contacted them to see if they will come take care of this, but there are no guarantees. I am posting this so you know what happened.  Their manhole is marked by the pole and sign in the background of this photo.

 

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TRA tracks

 

Information

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Just a Reminder

Posted on by Don Ryan

There have been a few instances of structures being added within the back yards of homes on both the East and West sides.  They were put up without permission and as such, the Association can cause their removal. Before anyone adds any structures on their lots that were not there when you bought your property, please read below which is from our Declaration:

ARTICLE VII
ARCHITECTURAL STANDARDS

7.1 General. No structure shall be placed, erected, or installed upon any Lot, and no improvements (including staking, clearing, excavation, grading and other site work, exterior alteration of existing improvements, and planting or removal of landscaping materials) shall take place except in compliance with this Article and the Design Guidelines and upon approval of the Architectural Review Committee as required herein.

Any Owner may remodel, paint or redecorate the interior of structures on his Lot without approval. No approval shall be required to rebuild in accordance with originally approved plans and specifications.

All dwellings constructed on any portion of the Properties shall be designed by and built in accordance with the plans and specifications of a licensed architect or licensed building designer. This Article shall not apply to improvements to the Common Property by or on behalf of the Association.

Information

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