{"id":3760,"date":"2020-01-07T11:28:52","date_gmt":"2020-01-07T17:28:52","guid":{"rendered":"http:\/\/gpmcha.org\/?p=3760"},"modified":"2020-01-07T11:28:52","modified_gmt":"2020-01-07T17:28:52","slug":"homeowners-insurance-2","status":"publish","type":"post","link":"https:\/\/gpmcha.org\/?p=3760","title":{"rendered":"Homeowners Insurance"},"content":{"rendered":"

It is that time again, where homeowners need to submit the Declaration Page of your insurance renewal for 2020. This is required by the Declaration (CC&R), section 5.2, which requires “cost-to-replace” insurance on your property.<\/p>\n

Owners and\/or your insurance agent can email or fax these to the Office. Email address is office@gpmcha.org, and our fax number is 972-692-7714<\/p>\n","protected":false},"excerpt":{"rendered":"

It is that time again, where homeowners need to submit the Declaration Page of your insurance renewal for 2020. This is required by the Declaration (CC&R), section 5.2, which requires “cost-to-replace” insurance on your property. Owners and\/or your insurance agent can email or fax these to the Office. Email address is office@gpmcha.org, and our fax..<\/p>\n

Read more <\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[120,3],"tags":[],"class_list":["post-3760","post","type-post","status-publish","format-standard","hentry","category-homeowners-insurance","category-information"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":2135,"url":"https:\/\/gpmcha.org\/?p=2135","url_meta":{"origin":3760,"position":0},"title":"Homeowners Insurance","author":"Don Ryan","date":"December 27, 2016","format":false,"excerpt":"\u00a0 Please remember to bring in your Homeowners Insurance renewal Declaration page for 2017 to the Office so we can add a copy of it to your member records.\u00a0 It is a requirement of the CC&R and protects both you and the HOA. \u00a0","rel":"","context":"In "Homeowners Insurance"","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gpmcha.org\/wp-content\/uploads\/2016\/12\/index.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":999,"url":"https:\/\/gpmcha.org\/?p=999","url_meta":{"origin":3760,"position":1},"title":"Mandatory Homeowners Insurance","author":"Don Ryan","date":"March 17, 2015","format":false,"excerpt":"We still do not have proof of cost-to-replace insurance (Renters or Condo insurance is not sufficient) on a number of properties, despite having sent several notices and warning letters. We will continue to impose fines (which are classified as Assessments) on those homeowners who either cannot or will not provide\u2026","rel":"","context":"In "Homeowners Insurance"","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":919,"url":"https:\/\/gpmcha.org\/?p=919","url_meta":{"origin":3760,"position":2},"title":"Required “Cost to Replace” Homeowners Insurance","author":"Don Ryan","date":"February 1, 2015","format":false,"excerpt":"As most of our homeowners are now aware, the HOA's Declaration (CC&R) requires proof that you have a \"cost to replace\" policy on your home. This level of insurance has been a requirement of our Declaration since this subdivision came into being in 1970 or 1971.\u00a0 To date, about 75%\u2026","rel":"","context":"In "Homeowners Insurance"","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":730,"url":"https:\/\/gpmcha.org\/?p=730","url_meta":{"origin":3760,"position":3},"title":"Homeowners Insurance Requests","author":"Don Ryan","date":"November 10, 2014","format":false,"excerpt":"It's been over 45 days since we sent out notices to all homeowners asking for proof of cost-to-replace insurance on all properties within the Association, which is a requirement in our Declaration of CC&R.\u00a0 To date, we have received less that 50% response to this request, which is unacceptable. We\u2026","rel":"","context":"In "Homeowners Insurance"","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":530,"url":"https:\/\/gpmcha.org\/?p=530","url_meta":{"origin":3760,"position":4},"title":"Homeowners Insurance Policies","author":"Don Ryan","date":"August 23, 2014","format":false,"excerpt":"Our Declaration of Covenants, Conditions and Restrictions requires that we have current and accurate copies of each owners insurance policy, as stated below (in part): 5.2 Individual Insurance. By virtue of taking title to a Lot, each Owner acknowledges that the Association has no obligation to provide any insurance for\u2026","rel":"","context":"In "Information"","block_context":{"text":"Information","link":"https:\/\/gpmcha.org\/?cat=3"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1006,"url":"https:\/\/gpmcha.org\/?p=1006","url_meta":{"origin":3760,"position":5},"title":"A Clarification on Homeowners Insurance","author":"Don Ryan","date":"March 22, 2015","format":false,"excerpt":"We have had several questions recently about\u00a0 \"Master Policy\", something that apparently Condominiums carry, wherein they insure the structures and the homeowner\/tenant insures the contents.\u00a0 I have had several insurance agents argue this point as they believe this is a Condo association, which it is definitely not. We are a\u2026","rel":"","context":"In "Homeowners Insurance"","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/posts\/3760","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/gpmcha.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3760"}],"version-history":[{"count":1,"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/posts\/3760\/revisions"}],"predecessor-version":[{"id":3761,"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/posts\/3760\/revisions\/3761"}],"wp:attachment":[{"href":"https:\/\/gpmcha.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3760"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gpmcha.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3760"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gpmcha.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3760"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}