{"id":3075,"date":"2018-06-24T08:47:10","date_gmt":"2018-06-24T14:47:10","guid":{"rendered":"http:\/\/gpmcha.org\/?p=3075"},"modified":"2018-06-24T08:47:10","modified_gmt":"2018-06-24T14:47:10","slug":"property-insurance-info-required","status":"publish","type":"post","link":"https:\/\/gpmcha.org\/?p=3075","title":{"rendered":"Property Insurance Info Required"},"content":{"rendered":"<p><a href=\"https:\/\/i0.wp.com\/gpmcha.org\/wp-content\/uploads\/2018\/06\/Insurance-postcard.jpg\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"3076\" data-permalink=\"https:\/\/gpmcha.org\/?attachment_id=3076\" data-orig-file=\"https:\/\/i0.wp.com\/gpmcha.org\/wp-content\/uploads\/2018\/06\/Insurance-postcard.jpg?fit=571%2C449&amp;ssl=1\" data-orig-size=\"571,449\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Insurance postcard\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/gpmcha.org\/wp-content\/uploads\/2018\/06\/Insurance-postcard.jpg?fit=571%2C449&amp;ssl=1\" class=\"alignleft size-full wp-image-3076\" src=\"https:\/\/i0.wp.com\/gpmcha.org\/wp-content\/uploads\/2018\/06\/Insurance-postcard.jpg?resize=571%2C449\" alt=\"\" width=\"571\" height=\"449\" srcset=\"https:\/\/i0.wp.com\/gpmcha.org\/wp-content\/uploads\/2018\/06\/Insurance-postcard.jpg?w=571&amp;ssl=1 571w, https:\/\/i0.wp.com\/gpmcha.org\/wp-content\/uploads\/2018\/06\/Insurance-postcard.jpg?resize=300%2C236&amp;ssl=1 300w\" sizes=\"auto, (max-width: 571px) 100vw, 571px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>We still have a large number of homeowners who have not provided us with their current insurance information.\u00a0 We need a copy of your insurance renewal each and every year.<\/p>\n<p>Just telling us it renewed is insufficient and does not fulfill your requirement to provide proof of cost to replace insurance.<\/p>\n<p>We will be sending out postcards like the one shown within the next week or so. We have fined those who do not provide the required information and will do so again, as a violation of the CC&amp;R.<\/p>\n<p>These fines can be expensive and can result in a lien on your property if left unpaid.<\/p>\n<p>This is easily avoided by providing us a copy of the Declaration page showing the coverage year.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; We still have a large number of homeowners who have not provided us with their current insurance information.\u00a0 We need a copy of your insurance renewal each and every year. Just telling us it renewed is insufficient and does not fulfill your requirement to provide proof of cost to replace insurance. We will be..<\/p>\n<p><a class=\"btn btn-default read-more\" href=\"https:\/\/gpmcha.org\/?p=3075\">Read more <span class=\"fa fa-angle-right\"><\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[120],"tags":[],"class_list":["post-3075","post","type-post","status-publish","format-standard","hentry","category-homeowners-insurance"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":999,"url":"https:\/\/gpmcha.org\/?p=999","url_meta":{"origin":3075,"position":0},"title":"Mandatory Homeowners Insurance","author":"Don Ryan","date":"March 17, 2015","format":false,"excerpt":"We still do not have proof of cost-to-replace insurance (Renters or Condo insurance is not sufficient) on a number of properties, despite having sent several notices and warning letters. We will continue to impose fines (which are classified as Assessments) on those homeowners who either cannot or will not provide\u2026","rel":"","context":"In &quot;Homeowners Insurance&quot;","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":530,"url":"https:\/\/gpmcha.org\/?p=530","url_meta":{"origin":3075,"position":1},"title":"Homeowners Insurance Policies","author":"Don Ryan","date":"August 23, 2014","format":false,"excerpt":"Our Declaration of Covenants, Conditions and Restrictions requires that we have current and accurate copies of each owners insurance policy, as stated below (in part): 5.2 Individual Insurance. By virtue of taking title to a Lot, each Owner acknowledges that the Association has no obligation to provide any insurance for\u2026","rel":"","context":"In &quot;Information&quot;","block_context":{"text":"Information","link":"https:\/\/gpmcha.org\/?cat=3"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3760,"url":"https:\/\/gpmcha.org\/?p=3760","url_meta":{"origin":3075,"position":2},"title":"Homeowners Insurance","author":"Don Ryan","date":"January 7, 2020","format":false,"excerpt":"It is that time again, where homeowners need to submit the Declaration Page of your insurance renewal for 2020. This is required by the Declaration (CC&R), section 5.2, which requires \"cost-to-replace\" insurance on your property. Owners and\/or your insurance agent can email or fax these to the Office. Email address\u2026","rel":"","context":"In &quot;Homeowners Insurance&quot;","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":919,"url":"https:\/\/gpmcha.org\/?p=919","url_meta":{"origin":3075,"position":3},"title":"Required &#8220;Cost to Replace&#8221; Homeowners Insurance","author":"Don Ryan","date":"February 1, 2015","format":false,"excerpt":"As most of our homeowners are now aware, the HOA's Declaration (CC&R) requires proof that you have a \"cost to replace\" policy on your home. This level of insurance has been a requirement of our Declaration since this subdivision came into being in 1970 or 1971.\u00a0 To date, about 75%\u2026","rel":"","context":"In &quot;Homeowners Insurance&quot;","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1006,"url":"https:\/\/gpmcha.org\/?p=1006","url_meta":{"origin":3075,"position":4},"title":"A Clarification on Homeowners Insurance","author":"Don Ryan","date":"March 22, 2015","format":false,"excerpt":"We have had several questions recently about\u00a0 \"Master Policy\", something that apparently Condominiums carry, wherein they insure the structures and the homeowner\/tenant insures the contents.\u00a0 I have had several insurance agents argue this point as they believe this is a Condo association, which it is definitely not. We are a\u2026","rel":"","context":"In &quot;Homeowners Insurance&quot;","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2135,"url":"https:\/\/gpmcha.org\/?p=2135","url_meta":{"origin":3075,"position":5},"title":"Homeowners Insurance","author":"Don Ryan","date":"December 27, 2016","format":false,"excerpt":"\u00a0 Please remember to bring in your Homeowners Insurance renewal Declaration page for 2017 to the Office so we can add a copy of it to your member records.\u00a0 It is a requirement of the CC&R and protects both you and the HOA. \u00a0","rel":"","context":"In &quot;Homeowners Insurance&quot;","block_context":{"text":"Homeowners Insurance","link":"https:\/\/gpmcha.org\/?cat=120"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gpmcha.org\/wp-content\/uploads\/2016\/12\/index.jpg?resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/posts\/3075","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/gpmcha.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3075"}],"version-history":[{"count":1,"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/posts\/3075\/revisions"}],"predecessor-version":[{"id":3077,"href":"https:\/\/gpmcha.org\/index.php?rest_route=\/wp\/v2\/posts\/3075\/revisions\/3077"}],"wp:attachment":[{"href":"https:\/\/gpmcha.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3075"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gpmcha.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3075"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gpmcha.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}